A Waqf is a permanent Islamic endowment. You contribute a principal that is preserved forever — and only the annual returns are distributed to the causes you care about, year after year, generation after generation.
إِذَا مَاتَ الْإِنْسَانُ انْقَطَعَ عَنْهُ عَمَلُهُ إِلَّا مِنْ ثَلَاثَةٍ إِلَّا مِنْ صَدَقَةٍ جَارِيَةٍ"When a person dies, their deeds come to an end except for three: ongoing charity (Sadaqah Jariyah), knowledge that benefits others, or a righteous child who prays for them."— Sahih Muslim 1631
The Principal is Locked
The corpus you contribute is permanently preserved and can never be spent. It forms the permanent foundation of your endowment.
Only Returns Are Distributed
Each year, the investment returns generated by the corpus are distributed to your chosen charitable causes — in perpetuity.
It Grows Over Time
If the distribution rate is lower than the investment return, the corpus itself grows — meaning future generations receive even more each year.
Sadaqah Jariyah Forever
A Waqf is the ultimate form of ongoing charity. Your wealth keeps doing good long after you are gone — a legacy that compounds across generations.
Your Endowment Details
Amount$250K
years
Year 1 Distribution
?The amount your endowment distributes to charity in its very first year. Calculated as: Initial Corpus x Distribution Rate.—First year of giving
Total Distributed
?The cumulative total given to charity across your entire time horizon. If the corpus grows, annual distributions increase each year — so the total compounds over time.—Over full period
Corpus at End
?The value of your endowment principal at the end of the projection period. If your return rate exceeds the distribution rate, this grows — leaving an even larger legacy for future generations.—Principal remaining
Corpus Growth
?The net annual growth rate of the corpus: Annual Return minus Distribution Rate. A positive number means your endowment grows every year, funding more charity in future generations.—Net return minus distribution
Adjust the inputs above to model your endowment.
Endowment Projection
Corpus Growth and Annual Distributions
Corpus Value
Annual Distribution
Every year, your endowment could fund all of this.
Based on your Year 1 annual distribution — here is what that means in real lives changed, every single year, forever.
Impact costs are approximate global averages from organizations including Islamic Relief, UNHCR, and Water for Good. Actual costs vary by region and project. This is for inspirational illustration only.
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This tool is for educational and inspirational purposes only. It does not constitute a legal Waqf document, religious ruling, or certified Sharia opinion. Projections use simplified constant-return assumptions. Actual investment returns, distributions, and corpus values will vary. Impact cost estimates are approximate averages and do not represent guaranteed outcomes. Crescent Private Wealth recommends consulting a qualified Sharia scholar, estate attorney, and licensed financial advisor before establishing a Waqf or any charitable endowment.
Partner with Purpose
When your wealth carries complexity, your advisory relationship should carry clarity.
Client-Centered Process
Your Vision, Our Focus. From discovery to design, implementation to ongoing refinement, we take the time to understand your needs and values. We craft every financial strategy with intention and tailor partnerships grounded in your goals, values, and vision for the future.
Guiding Principles
Our strategies are grounded in principles that reflect discipline, alignment, and long-term stewardship. We don’t chase market trends, we build durable, value-based plans that evolve with you. Every decision is made to support sustainable wealth, preserve your legacy, and elevate purpose into meaningful impact.
